SMFCU

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As a member of the Sperry Marine Federal Credit Union, you share in the ownership of a full service financial institution- and being an owner makes a difference.

Sperry Marine Federal Credit Union is committed to provide total competitive financial services to our members and their families in a friendly and professional environment.

The purpose of this Credit Union is to promote thrift among its members by affording them an opportunity to accumulate savings that earn high returns; to create for them a source of credit at low rates of interest for provident or productive purposes; to provide convenient financial services; and to operate the Credit Union in accordance with the laws of Virginia.

Welcome Message

The credit union is democratically controlled and you take part in your financial future by electing your Board of Directors. We strive to keep costs low and profits are returned to our members through lower fees and higher dividends because we are not for profit, but for service.

Since 1957, Sperry Marine Federal Credit Union has strived to meet the needs of its owners by providing a safe and sound financial alternative. All accounts are insured up to $100,000 by the National Credit Union Administration (NCUA), an agency of the federal government. Whether it's opening your child's first savings account or buying a new home, we're here to serve you.

Your credit union membership is a valuable asset. Your investment of only $5.00 in a savings account opens a world of privileges available to you and your family. So remember, at Sperry Marine Federal Credit Union, you're not just an account holder-you're an owner-and ownership makes a difference.

Sperry Marine Federal Credit Union History

State Chartered and Federally Insured Sperry Marine Federal Credit Union was chartered in 1957 to serve the employees of Sperry-Piedmont Company, a division of Sperry-Rand Corporation. SMFCU now serves employees and family members of the Charlottesville site of Litton Marine Systems, Inc.

Board of Directors... A credit union is a unique financial institution. Each year there is an election among credit union members for the board of directors. Each member has one vote- one share in the credit union. No one member can "purchase" extra shares in the credit union in order to control who is elected.

Democratically elected and volunteers Each board member is a volunteer- they are not paid a salary to oversee the operation of this credit union. In addition, board appointed committees are made up of volunteers, and in some cases, staff also volunteers.

Membership Elegibility

To belong to the credit union, a common bond must be established. You may become a member of Sperry Marine Federal Credit Union if you are a member of one of our Select Employee Groups (SEGs). A SEG is a business that has affiliated itself with Sperry Marine Federal Credit Union. SEGs offer Sperry Marine Federal Credit Union services to their employees.

If you are employed by any of the SEGs listed below, you automatically qualify for membership in Sperry Marine Federal Credit Union.

	A-Systems
	A.G. Dillard
	Carlisle Motion Control
	Coyne & Delaney
	Mac Steel
	J.W. Sieg
	Mailing Services of Virginia
	National Optronics
	S.L. Williamson Company
	Sperry Marine
	GE Fanuc

In addition, family members of the employee, retiree, or resident are eligible to join the credit union and use our services.

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