If your are logging in for the first time since conversion, please use your old login id and the last four digits of your social security number as the password. Once you are in, the system will prompt you to enter your email address two times. Once you agree to the terms and conditions, your account page will appear.At this time, you may go to "preferences" and change your password to something other that the last four digits of your social security number.

To login, just enter your Account Number and Password in the login form on the left hand column of any SperryMarineFCU.com page.

Please Note: After October 3rd, your login will change. Your userid will be your "core" account number. This number is derived by removing any leading zeros from your current number, and removing the last two zeros.

For example, if your current account number is 0123400, the use rid will be 1234. Your password will be the last four digits of your social security number. After you login we recommend you change your password by clicking the 'preferences' link on the top menu, then click the 'change password' button and follow the onscreen instructions.

If you have any questions or concerns, please call us at 434-974-7191 x1014 or via email at onlinebanking@sperrymarinefcu.com.

Insuring our system security and your PRIVACY within our Internet CU Online site is our number one priority. From the basic design architecture, to the use of the latest Internet technologies, our CU Online site allows you to experience the convenience of Internet CU Online with confidence. Some of the ways we insure your privacy, and the security of our entire CU Online system include:

• The credit union computer is never connected to the Internet.
• Your accessible account information is stored on a dedicated CU Online database server which responds only to authenticated requests from our web server.
• We use Secure Sockets Layer (SSL) encryption and digital certificate server authentication.
• All Internet. data mechanisms have been custom designed around the latest technologies and configured with the latest recommended security configurations.
• One way password encryption in the CU Online database means nobody can extract your password, not even us or our web system administrators.
• You can change your password within our CU Online site as often as you like.
• Our CU Online database server does not contain identifying information such as names, addresses or social security numbers anywhere within the system.
• Forms you submit within CU Online are completed under SSL (encryption and server authentication) by you and retrieved by us under SSL.
• If you have questions about our site security, please feel free to Contact Us with your specific questions.

Electronic Bill Payment (EBP) is available with our On-Line Banking Service through Mid Atlantic Corporate Federal Credit Union. This allows you to pay bills to anyone, anytime. You can schedule future and recurring payments. And because the funds are deducted directly from your credit union account, they never have to write a check or lick a stamp. If you're already a member of SMFCU Online Banking and would like to use the bill pay feature, click HERE to apply for the Bill Pay program.

BILL PAY RESEARCH DATABASE

Members can access the research site by using their bill payment User ID for both the User Name and Password. Example: if a member's bill pay User ID is 902181234 then his/her User Name and Password on the research site is 902181234. The system will require a Password change after the initial login. NOTE: Members can access the research site as soon as they receive their enrollment confirmation

(A) Bill Inquiry tab allows the member to view his/her payments that have been processed. It only shows his/her payments unlike the way the credit union sees all of the members' payments. Members can research detail for each bill such as processed date, clear date, method of payment (check or electronic), etc. They can also obtain FREE, printable check images for payments that have cleared.

(B) Change Password tab allows the member to change his/her research site password at any time.